4Front Credit Union
Earn up to 1.5% cashback at 4Front Credit Union.
Pay with a virtual card and earn cashback.
Featured offer terms
Get 1.5% cashback on your purchases at 4Front Credit Union.
Offer valid while supplies last.
Offers are subject to change - check here before purchasing.
4Front Credit Union is a member-owned financial cooperative serving over 100,000 members across 20 locations in Michigan. Formed from the 2015 merger of two long-standing local credit unions, it offers checking, savings, mortgages, auto loans, and business banking with a focus on simple, accessible service statewide.
Use Fluz to maximize rewards on your 4Front Credit Union payments. Rather than paying a loan or credit card bill the usual way, buy a Fluz gift card for the exact amount due and use it toward your payment to earn cashback on money you already owe. Fluz is stackable with other rewards programs, so this cashback adds on top of anything else you're earning elsewhere. It's a simple way to turn routine Michigan credit union payments into extra savings, with cashback landing directly in your Fluz wallet.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.