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Bills paid.

Cashback earned.

Turn everyday expenses into earning opportunities with the Fluz virtual card. Not every card can help pay your bills, but ours can. And did we mention 1.5% cashback on all payments?

1.5% back anywhere debit is accepted

Make the most of your expenses by paying bills with the Fluz Virtual card. With 1.5% cashback, you’ll put money back in your pocket to use wherever and whenever.

Rewards built for your payments

Turn your cashback rewards into real value by using them to fund your bill payments. With Fluz, your rewards have actual purchasing power, making every dollar count.

You didn’t just
hear it from us

See how other people have saved by paying their bills with Fluz.


We always keep actual user data private. The examples above are hypothetical and for illustrative purposes only.

If you are approved for a credit card using the link above, Fluz may be compensated.

Earn 1.5%


With Fluz you get high-end treatment,

no matter where you spend.


your cashback

We all deserve more. That's why we offer a way to earn more than 1.5% cashback at select merchants - by purchasing gift cards through Fluz.

Gift card


Where is the cashback coming from?

The cashback is coming from Interchange.  When merchants process the Fluz Virtual card, they will pay a small fee to the card networks, their payment processor and the card issuer.  In that case, this is Fluz.  We share part of that fee back with you.

How much can I spend with the Virtual card?

You can generate a Virtual card with a minimum amount of $5 and maximum of $10,000 per transaction. You can spend a total of $10,000 per day.  If you have a verified business, you can spend $250,000 per day.

What is the difference between card spend limit & payment total?

You can generate a Virtual card with more balance than you’re intending to spend, just to play it safe. This will appear as your “card spend limit.” If you do not use the full amount, you’ll only be charged for what you spend; the “payment total”.

Are there any hidden fees?

Fluz does not charge any additional fees for the use of virtual cards. In fact, we give you up to 1.5% cash back. However, foreign currency conversion rates and fees are applied when using the virtual card internationally.