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GiftCard EarnCashback Dove
GiftCard EarnCashback Card
GiftCard EarnCashback Card

Pay with a gift card. Get paid.

Find out how much your purchase costs, then use Fluz to get a gift card to pay for the exact amount. You’ll earn cashback instantly in your rewards balance, real cash that you can spend, send to friends, or save for yourself.

GiftCard EarnCashback Card
GiftCard EarnCashback Dove
GiftCard EarnCashback Card
GiftCard EarnCashback Dove
GiftCard EarnCashback Portrait

Earn at over 400 merchants

Fluz makes earning 3-10x the cashback of leading credit cards easy, all in one app. Earn cashback on every gift card purchase, without any of the hassle.

GiftCards Benefits1
Pay online or use your
gift card in store
GiftCards Benefits2
Get your gift card
details instantly
GiftCards Benefits3
Keep track of any
remaining balances
GiftCards Benefits4
Earn real cash to use
however you like

Here’s how it works

Don’t worry, we keep it simple.

Step 1

Find your merchant
Find your merchant
GiftCards HowItWorks 1

Step 2

Enter purchase amount
Enter purchase amount
GiftCards HowItWorks 2

Step 3

Select how to pay
Select how to pay
GiftCards HowItWorks 3

Step 4

Get your code
Get your code
GiftCards HowItWorks 4

Step 5

Earn cashback instantly
Earn cashback instantly
GiftCards HowItWorks 5

Step 1

Find your merchant

Step 2

Enter purchase amount

Step 3

Select how to pay

Step 4

Get your code

Step 5

Earn cashback instantly

GiftCards EarnAndMore 1
Earn up to 25% cashback
Earn up to 25% cashback

A boost will give you up to 25% back on your next $10 in spend at select stores. The more you use Fluz to earn, the more boosts you’ll get.

Where cashback fits right in
Where cashback fits right in

Fluz works with however you do your money. Whether you pay with credit cards, bank accounts, debits cards, Apple Pay or Google Pay, you’ll earn more with Fluz.

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One app. Many deals.
One app. Many deals.

Got a wallet stuffed full of coupons? Inbox overflowing with deals? Stack ‘em all up and pay with a gift card. It’s the ultimate cashback compliment to multiple deals on a single purchase.

Buy more,
earn more
Buy more, earn more

When you and your friends come together, you’ll earn even bigger rewards. The more people join and spend, the more cashback the whole gang will get. Now that’s something to celebrate.

GiftCards EarnAndMore 4

Coming soon

Disclaimer - CFSB Mastercard

Fluz Virtual cards work online everywhere Mastercard is accepted. Fluz Virtual cards work in-store everywhere ApplePay or GooglePay is accepted in stores.

There are no interest charges from Fluz. If you fund a Fluz transaction with a credit card and you do not pay that credit card bill, you are subject to terms & conditions of the credit card used, which may include interest. Please see your cardholder terms of the designated funding source for details on interest charges.

The Fluz Mastercard® Commercial Prepaid Card is issued by Community Federal Savings Bank member FDIC pursuant to license by Mastercard.

Earn 1.5% everywhere

With Fluz you get high-end treatment, no matter where you spend. Everyone gets a top-flight basic rate of 1.5% on everything – in addition to earning up to 25% with gift cards at available stores.

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FAQs

Do I have to pay the retailer and Fluz for my gift card?

Nope. You just pay Fluz for a gift card.  Then you will get cashback from Fluz.  If you have a cashback rewards card and you use that card to purchase the gift card from Fluz, you will get the cashback from your rewards card too.

So where’s all that cashback coming from?

The money you receive as cash back is money given to us by retailers to advertise their brands on Fluz. Typically, most cash back sites would use this money for their own expensive marketing campaigns or refer-a-friend programs (e.g. “get $5.00 off your next purchase when someone you invite joins!”). But since your Fluz invites help us grow,  we think you deserve more than just a one-time thank you of $5.00 cash back. That’s why we use our retailers’ payments to give you additional cash back every time anyone in your network pays with Fluz. For how long? Forever.

Where do I get my gift card number?

Just go to the My Cards section of your Fluz app.  There, you’ll be directed to your gift card and number.

Do you auto update the balances?

Unfortunately, your gift card balances can’t be checked through Fluz. But you can, however, just visit the retailer’s gift card balance page to check your gift card  balance.

Can I reload the balances on a gift card?

No. Fluz does not sell reloadable gift cards.

Can I make several purchases with one gift card?

Yes, you can spend until your gift card balance is fully redeemed.

Do I have to use my Fluz card immediately? Or can I save my balances for later?

Once you purchase your gift card, it is yours forever. You can use all of your Fluz balance right away, or save some for later.

How are my refunds handled?

Each retailer handles refunds differently.  Some gift cards add the funds to your account balance with that retailer. In that case, when you refund, the funds will be added back into your account with that store.  With other stores, the money will be sent to you in a new gift card.  And some will post the refunds back onto the same gift card.  Please check with the retailer at the time of receiving the refund.

Can I get more cashback if I buy more gift cards?

You sure can.  You’re able to get an exclusive rate to earn even more cashback on gift cards.  However, we require you to comply with the merchant policies for redemption of gift cards.