Skip to main content
red gemstone
green gemstone
red gemstone
green gemstone
red gemstone

Rewards flying in. Payments going out. Savings and spending hanging out in harmony. Fluz is one big ecosystem for your finances – and you’re the master of it.

Join Fluz

IT’S ALL UNDER CONTROL 

IT’S ALL UNDER CONTROL 

IT’S ALL UNDER CONTROL 

IT’S ALL UNDER CONTROL 

IT’S ALL UNDER CONTROL 

Do money with friends

Owe your friend for that meal? Or wait – they owe you? Whether they have Fluz or not, you can send and receive cash from friends, and even split bills without having to do the math.

Ping!
It’s here.

See cash from your friends hit your account in seconds. Get cashback straight away. Withdraw it straight away. With Fluz it’s fast and easy to get your money moving.

Keep it together

We don’t want you hopping around trying to keep track of everything. So we keep it all together, tidy in the app. Rewards and cash, savings and spendings – it’s all here.

What’s yours is yours

Your money is yours, so we’ll keep our hands off it and never charge any cash-out or transfer fees.

It’s cashback. Not points-back.

When you can get real money, why would you bother with anything else? That’s why we don’t offer you points. When we say cashback, we mean cash.

✕
Disclaimer

There are no fees for funding your digital wallet via ACH debit. There are no fees for using the balance to transfer to other members in the Fluz app, funding gift card purchases, funding a Mastercard transaction or withdrawing your balance to a bank account or PayPal account. You may incur fees from your bank or PayPal associated with your transaction to receive the funds from Fluz. Please consult your bank or PayPal account for further details. There are fees paid to Fluz to fund your digital wallet via debit card, credit card, prepaid card or PayPal.

Do money with friends

Owe your friend for that meal? Or wait – they owe you? Whether they have Fluz or not, you can send and receive cash from friends, and even split bills without having to do the math.

Manage card 1

Ping!
It’s here.

See cash from your friends hit your account in seconds. Get cashback straight away. Withdraw it straight away. With Fluz it’s fast and easy to get your money moving.

Manage card 2

Keep it together

We don’t want you hopping around trying to keep track of everything. So we keep it all together, tidy in the app. Rewards and cash, savings and spendings – it’s all here.

Manage card 3

What’s yours is yours

Your money is yours, so we’ll keep our hands off it and never charge any cash-out or transfer fees.

Manage card 4

It’s cashback. Not points-back.

When you can get real money, why would you bother with anything else? That’s why we don’t offer you points. When we say cashback, we mean cash.

✕
Disclaimer

There are no fees for funding your digital wallet via ACH debit. There are no fees for using the balance to transfer to other members in the Fluz app, funding gift card purchases, funding a Mastercard transaction or withdrawing your balance to a bank account or PayPal account. You may incur fees from your bank or PayPal associated with your transaction to receive the funds from Fluz. Please consult your bank or PayPal account for further details. There are fees paid to Fluz to fund your digital wallet via debit card, credit card, prepaid card or PayPal.

Manage card 5
Spotted Apple or Google Pay? Use Fluz and press play.

Did you know nearly 90% of stores take Apple Pay and Google Pay, and that Fluz works with all of them? Use your Fluz money wherever you see them – get tapping, get earning.

Here's how
digital wallet mob 1 1
Spotted Apple or Google Pay? Use Fluz and press play.

Did you know nearly 90% of stores take Apple Pay and Google Pay, and that Fluz works with all of them? Use your Fluz money wherever you see them – get tapping, get earning.

Here's how
digital wallet mob 2 1

The Fluz promise

We’re here to make your money work harder – plain and simple. That means we’ll protect and maximize it any way we can.

Locks on your money and your data

Rest easy knowing that all your transactions are protected and your data is secure. Every payment is authenticated, and is always private between you and whoever’s on the other end.

Get the details
man promise 1
man promise 2
FDIC insurance. Always.

The money in your Fluz wallet is protected by regulated banks. We work with partner banks and your money is FDIC insured up to $250,000. Good to know.

✕
Disclaimer

Funds in your Wallet Account, Wallet App are held at an FDIC insured institution.

Your funds will be held at or transferred to Metropolitan Commercial Bank, an FDIC-insured institution. While there, your funds are insured up to $250,000 by the FDIC in the event Metropolitan Commercial Bank fails if specific deposit insurance requirements are met and your card is registered. See fdic.gov/deposit/deposits/prepaid.html for details. FDIC insurance does not protect your funds in the event of Metropolitan Commercial Bank’s failure or from the risk of theft or fraud.

No SSN?
No problem.

You don’t need a social security number to earn, spend or build your credit score with Fluz – everyone’s welcome.

✕
Disclaimer

A form of government ID, selfie match and a verified US address will be required to open the account.

man promise 3
closed eye lock 1
closed eye lock 2
It’s nice to share. Sometimes.

We get that you don’t always want to share everything. With Fluz you can choose who you share each transaction with. So you’re always in control of who sees what.