There are no fees for funding your digital wallet via ACH debit. There are no fees for using the balance to transfer to other members in the Fluz app, funding gift card purchases, funding a Mastercard transaction or withdrawing your balance to a bank account or PayPal account. You may incur fees from your bank or PayPal associated with your transaction to receive the funds from Fluz. Please consult your bank or PayPal account for further details. There are fees paid to Fluz to fund your digital wallet via debit card, credit card, prepaid card or PayPal.