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Prosperity likes security

We take securing money as seriously as earning it.

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Like stealing a used train ticket

Fluz virtual cards and gift cards are only good for one transaction. Once you’ve paid, the card details are useless. It’s safer that way.


Fluz takes away the risk by verifying every transaction via fingerprint, face or passcode to make sure no one else is using your money. Authentication for every payment and the ability to block anyone you don’t trust – it’s all there to keep your cash secure.

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Real money. Real simple. Real safe.

Get the cashback app that puts hackers on blast while you live life on max.

Download now
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Real money. Real simple. Real safe.

Get the cashback app that puts hackers on blast while you live life on max.

Download now


Fluz follows rigorous PCI DSS (Payment Card Industry Data Security Standard) compliance standards which protects credit card data from cyber theft.

Bank-level security

In addition to two-factor authentication, Fluz uses vaulted data storage and ensures data is aliased to protect against interception.


Fluz deploys encryption with a key length of 256 bits, making it practically unbreakable by brute force attacks.

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Link once.
Pay everywhere.

Paying through Fluz means reducing the number of merchants your data is shared with. Because the fewer people access your details, the safer it is.

Virtual cards.
Real security.

Fluz generates virtual cards for every transaction, so you never need to share your bank or debit card details with anyone.

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Nobody’s getting
past this.

Whenever you’re spending or sending money with Fluz, security is assured. The bank-level encryption we give your Fluz account looks after that.

MCB Disclaimer

Banking Services provided by Metropolitan Commercial Bank, Members FDIC. The deposits held in the digital wallet are secured with Metropolitan Bank's FDIC insurance. This covers deposits up to $250,000 held at Metropolitan Commercial Bank. Click here for more information about FDIC Insurance. Fluz does not have FDIC insurance. Fluz is not holding customer deposits. Fluz rewards are not insured by FDIC.