Hudson Valley Federal Cre
Earn up to 0.6% cashback at Hudson Valley Federal Cre.
Pay with a virtual card and earn cashback.
Featured offer terms
You've spent $0.00
$300.00 left
Get 0.6% cashback on the first $300 at Hudson Valley Federal Cre. After that, you'll earn 0% cashback on the rest of your purchases at Hudson Valley Federal Cre.
Offer valid while supplies last.
Offers are subject to change - check here before purchasing.
Hudson Valley Credit Union, founded in 1963 as IBM Poughkeepsie Employees Federal Credit Union, is headquartered in Poughkeepsie, New York. It converted from a federal to a New York state charter in 2019. Open to residents, workers, students, and worshippers across 13 Hudson Valley and Capital Region counties, it holds over $8 billion in assets and 300,000+ members.
Bank with Hudson Valley Credit Union? Pair it with the Fluz app to earn cashback when you pay loans, cover bills, or buy gift cards. HVCU's story started in 1963 as IBM Poughkeepsie Employees Federal Credit Union, and it has grown into one of the region's largest cooperatives, converting to a New York state charter in 2019 and now running 40 branches across 13 counties from Dutchess to Albany. Whatever you're managing � a mortgage, an auto loan, or everyday checking � the Fluz app turns those routine transactions into real rewards, adding a little extra value to the banking relationship you already know well.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.