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PERSONAL

EARN MORE FROM EVERYDAY SPEND

Get more back from everyday spending, with built-in cashback and rewards that add up.

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Rewarding members with $100M+ in cashback delivered.

Get to know Fluz

Cashback all over

Earn cashback in so many ways. Spend with gift cards and virtual cards, use boosts, join Fluz Parties, and watch your rewards pile up.

EARN UP TO 25%

Buy gift cards. Get cashback.

Purchase gift cards for your favorite brands and earn cashback instantly. Redeem them in stores or online.

Learn more For business
buy gift cards
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create virtual cards
1.5% CASHBACK. NO FEES.

Earn everywhere Mastercard is accepted

Create custom virtual cards in seconds. Use them online or add them to your Apple or Google wallet for everyday, in-store purchases. Tap, spend, and earn 1.5% cashback. With enhanced security and effortless setup, it’s money on max made simple.

Explore virtual cards
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Disclaimer

Please note rates are subject to change on select merchants. Please check merchant listing pages in the Fluz application to see the exact cashback rate offered on that transaction.

The Fluz Virtual Card is issued through partner banks, members FDIC, pursuant to a license from Mastercard International. When generating the Fluz Virtual Card, the financial institution issuing the card will be listed.

Please see terms & conditions of listed partner bank when generating virtual card.

Fluz Virtual cards work online everywhere Mastercard is accepted. Fluz Virtual cards work in-store everywhere ApplePay or GooglePay is accepted in stores.

buy gift cards
EARN UP TO 25%

Buy gift cards. Get cashback.

Purchase gift cards for your favorite brands and earn cashback instantly. Redeem them in stores or online.

Learn more For business
create virtual cards
1.5% CASHBACK. NO FEES.

Earn everywhere Mastercard is accepted

Create custom virtual cards in seconds. Use them online or add them to your Apple or Google wallet for everyday, in-store purchases. Tap, spend, and earn 1.5% cashback. With enhanced security and effortless setup, it’s money on max made simple.

Explore virtual cards
✕
Disclaimer

Please note rates are subject to change on select merchants. Please check merchant listing pages in the Fluz application to see the exact cashback rate offered on that transaction.

The Fluz Virtual Card is issued through partner banks, members FDIC, pursuant to a license from Mastercard International. When generating the Fluz Virtual Card, the financial institution issuing the card will be listed.

Please see terms & conditions of listed partner bank when generating virtual card.

Fluz Virtual cards work online everywhere Mastercard is accepted. Fluz Virtual cards work in-store everywhere ApplePay or GooglePay is accepted in stores.

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Supercharge your earnings

Take cashback to the next level.

$5 setup bonus

Get $5 when you complete account setup.
25% cashback boosts

Earn 25% on the first $10 of your spend.

Fluz Parties

Earn more when you and the party hit spend goals.
Flash deals

Huge cashback rates for a limited time.
Platinum rewards

Unlock exclusive rates, royalties and more.
Spend bonuses

Receive boosts and cash bonuses as you hit milestones.

Master every dime

Move, pay, automate. Because you’re the one calling the shots.

Move money

Add, transfer, or withdraw money with ease — fast, simple, and free of sneaky hidden fees.

Pay bills

Make payments with ease to anyone in the Fluz biller network. Pay recurring charges or tackle one-time fees.

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Move money

Add, transfer, or withdraw money with ease — fast, simple, and free of sneaky hidden fees.

Learn more
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Pay bills

Make payments with ease to anyone in the Fluz biller network. Pay recurring charges or tackle one-time fees.

Learn more

Automate everything

Automate money movement as much or as little as you like. You’re in total control.

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Automate everything

Automate money movement as much or as little as you like. You’re in total control.

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Fluz for all

Whether you want to earn cashback on purchases, earn some income on the side, or maximize the profitability of your business, Fluz is for everyone.

everyday earners
The everyday earners

Every transaction is an opportunity to earn when you use Fluz. Every purchase — from a cup of coffee to a major appliance — puts cashback into your wallet.

side gig
The side hustlers

You can earn up to $15,000 in referral bonuses in addition to receiving ongoing royalties as people in your growing referral network continue to spend.

for business
The businesspeople

Whether you’re big or small, Fluz has solutions and tools — like our Sidekicks program — to help you maximize the profitability and efficiency of your business.

The Fluz promise

We’re here to make your money work harder – plain and simple. That means we’ll protect and maximize it any way we can.

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Trip-wire free

No need to switch banks, pass credit checks or worry about hidden fees. And we’ll never ask you to put money into Fluz to enjoy rewards.

Learn more
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Disclaimer

1 Members can use Fluz app in conjunction with the bank accounts, debit or credit cards they already have. Members do not need to commit to annual or monthly membership fees.

2 There are no fees for virtual card and gift card transactions funded by a US bank account made in the US. There are fees for funding your digital wallet balance via Debit or Credit card. There are international currency conversion fees charged by Visa for international transactions on the virtual card.

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Top security

With virtual cards that are impossible to steal, and Face ID required for every Fluz transaction, your cash is protected by bank-level security.

See how
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Disclaimer

Fluz virtual cards offer added security for members by adding a required process for FaceID, TouchID, 2-Factor Authentication or an account passcode on each transaction. The card number expires after 24-hours and after each use.

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Fluz is a financial technology company, not a bank. Banking services provided by partner banks, members FDIC.

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