Step
Earn up to 1.5% cashback at Step.
Pay with a virtual card and earn cashback.
Featured offer terms
Get 1.5% cashback on your purchases at Step.
Offer valid while supplies last.
Offers are subject to change - check here before purchasing.
Step is a financial technology app designed to help teens and young adults manage their money responsibly. Offering a fee-free bank account and secured Visa card, Step allows users to build credit, track spending, and learn financial literacy skills while parents can monitor and guide their child's financial activity.
Step: Financial Solutions for Teens with Virtual Card Convenience
Step is a financial app designed for teenagers that provides a secure way to manage money, make purchases, and build credit. With your Fluz virtual card, you can easily fund your Step account, allowing your teen to handle their finances securely and conveniently without needing a physical card.
Step offers features like spending insights and savings tools, helping young users develop responsible financial habits. The Fluz virtual card enhances this experience by providing quick and secure transactions for everyday spending.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.