Academic Employees Credit Union
Earn up to 1.5% cashback at Academic Employees Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Academic Employees Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Academic Employees Credit Union is headquartered in Columbia, Missouri, serving employees of academic institutions and their families. This member-owned cooperative offers savings and checking accounts, loans, and online banking services, catering to the financial needs of educators and school-affiliated workers in the region.
Educators pour themselves into their work, and Academic Employees Credit Union in Columbia gives back with banking built around their lives. Offering savings, checking, and loans without the corporate clutter, this member-owned cooperative keeps service personal and priorities clear. Here is a bright idea for stretching a teacher's budget: use the Fluz app to earn cashback and rewards on your everyday purchases, then redirect those savings toward whatever matters most. Together, a credit union that understands academic professionals and a rewards app that quietly boosts your spending power make for a smart, satisfying way to manage your money.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.