America First Credit Union, founded in 1939 at Fort Douglas in Salt Lake City, is the fifth-largest credit union in the U.S. by membership, headquartered in Riverdale, Utah. Serving over 1.5 million members across Utah, Nevada, Idaho, Arizona, California, and New Mexico, it offers checking, savings, mortgages, and Visa products through 130+ branches.

Use Fluz to maximize rewards on your America First Credit Union payments. Instead of paying your loan or credit card bill directly, buy a Fluz gift card for the amount you owe and use it to make your payment, earning cashback on money you're already spending. Fluz stacks with other rewards programs, so you keep any other perks while adding extra cashback on top. It's a simple way to turn a routine credit union payment into extra savings, with cashback landing directly in your Fluz wallet.