American First Credit Union, founded in 1952 for grocery store workers, is headquartered in Brea, California, serving Orange, Riverside, and San Bernardino counties. It offers Totally Free Checking, auto and home loans, and business banking as a member-owned, not-for-profit financial cooperative distinct from Utah-based America First Credit Union.

Use Fluz to maximize rewards on your American First Credit Union payments. Instead of paying your loan or credit card bill directly, buy a Fluz gift card for the amount you owe and use it to make your payment, earning cashback on money you're already spending. Fluz stacks with other rewards programs, so you keep any other perks while adding extra cashback on top. It's a simple way to turn a routine Southern California credit union payment into extra savings, with cashback landing directly in your Fluz wallet.