Appliance Credit Union
Earn up to 1.5% cashback at Appliance Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Appliance Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Appliance Credit Union is a member-owned financial cooperative based in Cleveland, Tennessee, historically tied to local appliance manufacturing employees. It provides savings and checking accounts, consumer and auto loans, mortgage options, and credit cards, along with a 24/7 mobile app for members throughout the Cleveland, Tennessee area.
Appliance Credit Union has kept banking personal for Cleveland, Tennessee families, growing from its roots serving local manufacturing employees into a full-service, member-owned cooperative. With savings, loans, mortgages, and credit cards available anytime through the ACU Mobile App, everyday finances stay simple and accessible. Pair that convenience with Fluz and your Appliance Credit Union banking earns even more: load funds or use your ACU debit card through the app to collect cashback and rewards on everyday purchases, turning routine banking and shopping into an easy way to save a little extra every month.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.