Avant is a Chicago-based online lender offering personal loans from $2,000 to $35,000 and an Avant Credit Card issued by WebBank, designed for borrowers with fair or below-average credit. It provides a fast digital application process, reports payments to credit bureaus, and serves customers across most U.S. states.

Use Fluz to maximize rewards on your Avant loan or credit card payments. Instead of paying your monthly installment directly, buy a Fluz gift card for the amount due and use it to make your payment, earning cashback on money you already owe. Fluz stacks with other rewards programs, so you can layer this cashback on top of anything else you're earning. It's a simple way to squeeze extra savings out of a payment you're making anyway, with cashback credited straight to your Fluz wallet.