B.E.A. Credit Union is a volunteer-scale cooperative at 101 School Street in Bethalto, Illinois. Open select weekday afternoons, it provides member-owners and their immediate families with share savings plus auto, signature, and other small loans, delivering the kind of personal, unhurried service only a truly local credit union can.

Blink and you might miss it, but Bethalto's B.E.A. Credit Union proves good banking does not need a skyscraper. From its School Street office, this member-owned co-op handles savings, auto loans, and signature loans with handshake-level service for members and their families. Between visits, keep your money earning with Fluz: pay for everyday purchases through the app, collect instant cashback, and stack rewards on top of the credit union's low-cost borrowing. It is the best of both worlds, hometown trust from B.E.A. and always-on cashback from Fluz, working together so every dollar you spend gives something back.