B.E.A. Credit Union
Earn up to 1.5% cashback at B.E.A. Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at B.E.A. Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
B.E.A. Credit Union is a volunteer-scale cooperative at 101 School Street in Bethalto, Illinois. Open select weekday afternoons, it provides member-owners and their immediate families with share savings plus auto, signature, and other small loans, delivering the kind of personal, unhurried service only a truly local credit union can.
Blink and you might miss it, but Bethalto's B.E.A. Credit Union proves good banking does not need a skyscraper. From its School Street office, this member-owned co-op handles savings, auto loans, and signature loans with handshake-level service for members and their families. Between visits, keep your money earning with Fluz: pay for everyday purchases through the app, collect instant cashback, and stack rewards on top of the credit union's low-cost borrowing. It is the best of both worlds, hometown trust from B.E.A. and always-on cashback from Fluz, working together so every dollar you spend gives something back.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.