Bilt Rewards
Earn up to 1.5% cashback at Bilt Rewards.
Pay with a virtual card and earn cashback.
Featured offer terms
Get 1.5% cashback on your purchases at Bilt Rewards.
Offer valid while supplies last.
Offers are subject to change - check here before purchasing.
Bilt Rewards, founded by Ankur Jain in 2019 and headquartered in New York City, is a fintech loyalty platform that lets renters and homeowners earn points on rent and mortgage payments with no transaction fee. It offers a tiered credit card lineup issued by Column N.A., points transferable to 20+ airline and hotel partners, and free rent credit reporting.
Use Fluz to maximize rewards on your Bilt Rewards housing payments. Instead of paying your rent or mortgage bill directly, buy a Fluz gift card for the amount due and use it to make your payment through Bilt, earning cashback on top of the Bilt Points you're already collecting. Fluz stacks with other rewards programs, so you can layer this cashback on top of any transfer bonuses or elite status perks you're chasing. It's a simple way to squeeze extra value out of your largest monthly expense, with cashback credited straight to your Fluz wallet.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.