Blue Water Credit Union
Earn up to 1.5% cashback at Blue Water Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Blue Water Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Named for the famous Blue Water region where Lake Huron meets the St. Clair River, Blue Water Federal Credit Union calls Port Huron, Michigan home. It supplies area residents with checking and savings accounts, competitive loan rates, and friendly service anchored in local pride.
Life along Michigan's Blue Water shoreline deserves banking that feels just as refreshing. Blue Water Federal Credit Union of Port Huron delivers with member-owned checking, solid savings rates, and loans priced to keep more money in your pocket. Then let Fluz handle the rewards side: purchase gift cards through the app for fuel, groceries, streaming, and dining, and pocket cashback on every single one. Credit union dividends flowing in, Fluz cashback stacking up, and the St. Clair River rolling by. Whether you are boating, building credit, or budgeting, this combination keeps your finances smooth sailing.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.