Headquartered in Ashland, Kentucky, Bluegrass Community Federal Credit Union received its community charter in August 2004, opening membership to anyone who lives, works, or worships in Boyd County. This small, member-owned institution offers everyday checking, savings, consumer loans, and other cooperative banking services to Northeastern Kentucky residents.

Bluegrass Community Federal Credit Union has made banking personal for Boyd County residents, opening its doors to anyone who lives, works, or worships nearby rather than restricting membership to a single employer. That community-first approach means friendlier rates and real relationships instead of corporate red tape. Members can amplify those savings even further by connecting their Bluegrass CU debit card or account to Fluz, earning cashback rewards on everyday loading and spending. It's a natural pairing for Ashland, Kentucky neighbors who already appreciate a credit union built to put people, not profits, first.