Canals & Trails Credit Union
Earn up to 1.5% cashback at Canals & Trails Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Canals & Trails Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Canals & Trails Credit Union is a state-chartered, NCUA-insured community credit union headquartered in Lockport, Illinois, serving residents, employees, and businesses in Lockport, Romeoville, Bolingbrook, Crest Hill, Homer Glen, Lemont, Mokena, New Lenox, Orland Park, and Plainfield. It provides free checking, savings accounts, auto and personal loans, home equity lines of credit, credit cards, and online banking.
Since 1959, Canals & Trails Credit Union has served the Lockport, Romeoville, Bolingbrook, and greater Will County community along Illinois's historic canal and trail corridor. As a not-for-profit, member-owned cooperative, it offers free checking with no monthly fees, competitive savings rates, auto and recreational loans, home equity lines of credit, and a no-annual-fee Visa card, all with the friendly, local service a community credit union is known for. Alongside everyday banking with Canals & Trails, members can also use Fluz to earn extra cashback and rewards on everyday purchases, gift cards, and bill payments, stretching their money further while keeping their finances close to home.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.