Capital Area Federal Credit Union
Earn up to 1.5% cashback at Capital Area Federal Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Capital Area Federal Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Capital Area Federal Credit Union serves members in Maine with personal banking, lending, digital access, and local service. The credit union supports everyday transactions through online banking, mobile banking, shared branching, remote deposit capture, and in-person appointment-based support.
Capital Area Federal Credit Union is a Maine-based credit union serving communities such as Kennebec and Waldo counties with a mix of local service and digital convenience. Members can use Capital Connection online banking, Capital Call phone banking, mobile banking, remote deposit capture, bill pay, shared branching, and traditional account services. Its structure is designed for members who want credit union ownership, practical loans, savings options, and accessible account management. This Fluz merchant profile supports searches for Capital Area FCU, Capital Area Credit Union, and Maine credit union banking.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.