Chicago Area Office Credit Union
Earn up to 1.5% cashback at Chicago Area Office Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Chicago Area Office Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Chicago Area Office Federal Credit Union is a compact Chicago cooperative dedicated to employees of federal, state, and local government entities in the area. Its offerings include share savings, competitively priced new and used vehicle loans, signature loans, and round-the-clock e-banking for balance checks and account history.
Government work in Chicago moves fast, and Chicago Area Office Federal Credit Union keeps pace with 24/7 e-banking, sharp vehicle loan rates, and signature loans when life throws a curveball. But why stop at good banking? Fluz turns the spending you already do � lunch downtown, commuter costs, online orders � into cashback you actually feel. Stack those Fluz rewards on top of your credit union's low borrowing costs and you're winning on both sides of the ledger. For Chicagoland's public servants, it's a simple formula: bank where you're an owner, and let Fluz maximize every purchase.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.