Chime, a financial technology company headquartered in San Francisco, offers fee-free mobile banking through partner banks The Bancorp Bank and Stride Bank, N.A. It provides no-fee checking and savings accounts, early direct deposit, a secured Credit Builder Visa card, and SpotMe fee-free overdraft up to $200, with no credit check required.

Use Fluz to maximize rewards on funding your Chime account. Instead of transferring money into your Chime Checking Account directly, buy a Fluz gift card for the amount you want to add and use it to top up your balance, earning cashback on money you're already moving. Fluz stacks with other rewards programs, so you can layer this cashback on top of Chime's own cash back rewards. It's a simple way to add extra value to your everyday fee-free banking routine, with cashback credited straight to your Fluz wallet.