Christiansted Credit Union
Earn up to 1.5% cashback at Christiansted Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Christiansted Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Christiansted Federal Credit Union, established in 1952, is a member-owned cooperative based in Christiansted, St. Croix, U.S. Virgin Islands, serving those who live or work within the Christiansted district and their immediate family. It offers share savings and share draft checking accounts, certificates, vehicle and personal loans, debit cards, online banking, insurance, and retirement planning.
Member-owned since 1952, Christiansted Federal Credit Union has spent generations serving the St. Croix community with the kind of warm, personal care and competitive rates that make banking feel like belonging to something local. From share savings and checking to vehicle loans, share certificates, and retirement planning, members are treated as owners, not customers. Living in the Virgin Islands means every dollar counts, and members can also use Fluz alongside their credit union accounts to earn extra cashback and rewards on everyday spending, gift card purchases, and bill payments � making island life a little more rewarding, one purchase at a time.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.