CitiBank
Earn up to 1.8% cashback at CitiBank.
Pay with a virtual card and earn cashback.
Featured offer terms
Get 1.8% cashback on your purchases at CitiBank.
Offer valid while supplies last.
Offers are subject to change - check here before purchasing.
Citibank, the primary U.S. consumer banking arm of Citigroup, is one of the largest banks in the country and part of the Big Four, serving clients in over 160 countries. It offers checking, savings, credit cards, mortgages, personal loans, and wealth management, along with global investment banking and institutional financial services.
Use Fluz to maximize rewards on your Citibank payments. Instead of paying your credit card, loan, or mortgage bill directly, buy a Fluz gift card for the amount due and use it toward your payment, earning cashback on money you already owe. Fluz stacks with other rewards programs, so you can layer this cashback on top of your Citi ThankYou Points or cash back rewards. It's a simple way to turn a routine bank payment into extra savings, with cashback credited straight to your Fluz wallet.
Fluz has processed 185,268 transactions at CitiBank. The next time you pay at CitiBank, use Fluz to earn cashback.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.