Cn/Ic Employees Credit Union
Earn up to 1.5% cashback at Cn/Ic Employees Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Cn/Ic Employees Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Founded more than nine decades ago for railroad workers, CN/IC Employees Credit Union in Memphis, Tennessee serves employees connected to the Canadian National and Illinois Central railroad family. This long-standing cooperative offers savings, loans, and personal financial services with a proud rail-industry heritage.
Ninety-plus years of history ride behind CN/IC Employees Credit Union, the Memphis institution created for Canadian National and Illinois Central railroad workers. Generations of railroaders have trusted this cooperative for fair loans, steady savings, and service that treats members like family. Keep that legacy of smart money going strong with Fluz: buy gift cards through the app for groceries, gas, dining, and more, and collect instant cashback on spending you would do anyway. Railroad-grade reliability from your credit union plus modern rewards from Fluz means your paycheck works harder down every mile of track.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.