Cobalt Credit Union
Earn up to 1.5% cashback at Cobalt Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Cobalt Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Cobalt Credit Union, founded in 1946 and headquartered in Papillion, Nebraska, is the largest locally-owned credit union in the Omaha metro area with over 114,000 members. It offers checking, savings, mortgages, and auto loans across 25 locations spanning five Nebraska counties and nine Iowa counties.
Use Fluz to maximize rewards on your Cobalt Credit Union payments. Instead of paying your loan or credit card bill directly, buy a Fluz gift card for the amount you owe and use it to make your payment, earning cashback on money you're already spending. Fluz stacks with other rewards programs, so you keep any other perks while adding extra cashback on top. It's a simple way to turn a routine Omaha-area credit union payment into extra savings, with cashback landing directly in your Fluz wallet.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.