Cogic Credit Union
Earn up to 1.5% cashback at Cogic Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Cogic Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
COGIC Credit Union is a faith-based cooperative in Lafayette, Louisiana connected to the Church of God in Christ. Built to strengthen its congregation's financial footing, it offers share savings, personal and auto loans, and online member access, pairing practical banking with the stewardship values of the church community it serves.
What happens when church community meets cooperative banking? Ask the members of COGIC Credit Union in Lafayette, Louisiana, where Church of God in Christ families find fair loans, growing savings, and a financial home that shares their values. Take that spirit of good stewardship one step further with Fluz. Every gift card you buy in the app, for groceries, gas, dining, or gifts, earns instant cashback that flows straight back to you. Deposit those rewards into your COGIC savings and watch faithfulness and smart spending multiply together. Maximize every blessing, one purchase at a time.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.