Community & Teachers Credit Union
Earn up to 1.5% cashback at Community & Teachers Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Community & Teachers Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Based in East Providence, Rhode Island, Community & Teachers Federal Credit Union has long supported educators, school staff, and local residents. The cooperative provides share savings, checking, club accounts, and affordable loans, pairing educator-friendly service with the member-first philosophy that defines credit union banking.
Teachers give so much�Community & Teachers Federal Credit Union gives back. Serving East Providence, Rhode Island educators, school employees, and neighbors, this cooperative delivers straightforward savings, checking, and loan products without the big-bank runaround. Members appreciate personal service from people who understand the rhythms of school-year budgets and summer paychecks. And here's a smart lesson in stretching every dollar: use Fluz when you shop to collect cashback and rewards on gift card purchases and everyday spending. Combine those earnings with your credit union's low fees and you've got a financial strategy that truly makes the grade.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.