Cooperative Extension Service Credit Union
Earn up to 1.5% cashback at Cooperative Extension Service Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Cooperative Extension Service Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Cooperative Extension Service Federal Credit Union in Little Rock, Arkansas serves the employees of the University of Arkansas Cooperative Extension Service and their families. The member-owned institution offers share savings, consumer loans, and convenient digital banking, extending the cooperative spirit of Extension work into personal finance.
Extension agents spend careers bringing practical knowledge to Arkansas communities, and their own credit union applies that same practicality to money. Cooperative Extension Service Federal Credit Union in Little Rock offers university Extension employees affordable loans, dividend-earning savings, and mobile banking that travels wherever fieldwork leads. For the ultimate practical tip, add Fluz to your financial toolkit: buy gift cards through the app for groceries, hardware stores, and dining, and harvest instant cashback with every purchase. Plant those rewards in your CESFCU savings account and watch them grow season after season. Now that's cultivating financial wellness.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.