Deca Credit Union
Earn up to 1.5% cashback at Deca Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Deca Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
DECA Credit Union has served Cincinnati, Ohio since 1958 from its Colerain Avenue office, operating as a small state-chartered cooperative with roughly $7 million in assets and about 1,600 members. Historically tied to workplace sponsor groups in the area, it continues to provide basic checking, savings, credit card, and loan services to its local field of membership.
DECA Credit Union has kept Cincinnati's Colerain corridor connected to hometown banking since the late 1950s, offering a friendlier, member-owned alternative to national chains that never lost its neighborhood feel. It's a compact operation that still delivers rewards credit cards, easy ATM access, and dependable everyday accounts backed by real people who answer the phone. Whenever you tap your DECA card or move money through your account, consider linking Fluz too, so your routine banking and shopping here can start generating cashback and rewards on the side, turning ordinary errands into a little extra savings.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.