Deer River Cooperative Credit Union
Earn up to 1.5% cashback at Deer River Cooperative Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Deer River Cooperative Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Opened in 1938, Deer River Cooperative Credit Union is a small, community-owned institution in Deer River, Minnesota, serving roughly 2,000 members from a compact local team of about six employees. It provides share savings, checking, CDs, IRAs, and consumer loans to residents of this Itasca County community.
Since 1938, Deer River Cooperative Credit Union has kept community banking personal in this small corner of northern Minnesota, offering savings, checking, CDs, IRAs, and loans with the kind of hands-on service only a local, member-owned cooperative can deliver. Everyone here is a neighbor first, a member second. Now stack even more value on top of that hometown banking by using Fluz alongside your Deer River Coop debit card: load funds, shop, and pay everyday expenses through the app to start collecting cashback and rewards, making your small-town credit union relationship pay you back a little more each month.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.