Digital Federal Credit Union
Earn up to 2.1% cashback at Digital Federal Credit Union.
Pay with a virtual card and earn cashback.
Featured offer terms
Get 2.1% cashback on your purchases at Digital Federal Credit Union.
Offer valid while supplies last.
Offers are subject to change - check here before purchasing.
DCU (Digital Federal Credit Union) is a federally chartered credit union founded in 1979 in Marlborough, Massachusetts, originally serving Digital Equipment Corporation employees. It is the largest credit union headquartered in New England, with over $13 billion in assets and roughly 1.1 million members nationwide, offering checking, savings, auto loans, and mortgages.
DCU has grown from its roots serving Digital Equipment Corporation employees in 1979 into the largest credit union headquartered in New England, now over a million members strong. Whatever you're doing with DCU, whether it's making a loan payment, buying a gift card, or just banking day to day, you can pair it with the Fluz app to earn cashback and rewards along the way. Based in Marlborough, Massachusetts, DCU offers members across all 50 states competitive rates on savings, auto loans, and mortgages. Add Fluz to the mix and your everyday DCU banking starts working a little harder for you.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.