Educational Community Credit Union
Earn up to 1.5% cashback at Educational Community Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Educational Community Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Educational Community Credit Union has served members since 1938 with a people-helping-people philosophy. It provides member-owned financial services, long-term savings support, account access, and community-focused banking for members seeking financial security.
Educational Community Credit Union was founded in 1938 and continues to reflect the credit union philosophy of people helping people. Its member-owned structure supports members with savings, account services, online access, and financial tools aimed at building long-term security. The institution�s education-oriented identity makes it a community-minded alternative to traditional banks. Eligible ECCU cardholders can use Fluz to earn additional cashback on qualifying purchases, helping members make routine spending more efficient while continuing to use their preferred credit union card.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.