Energize Credit Union
Earn up to 1.5% cashback at Energize Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Energize Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Energize Credit Union is a member-owned financial cooperative headquartered in Oklahoma City, Oklahoma, serving employees of Oklahoma's electric cooperatives and Pioneer Telephone Cooperative and their families. Chartered in 1967, it offers share savings accounts, certificates of deposit, retirement accounts, debit cards, auto and home loans, signature loans, and online and mobile banking.
Built for the people who keep Oklahoma's lights and phone lines running, Energize Credit Union offers electric and telephone cooperative employees in Oklahoma City friendly, not-for-profit banking � savings accounts, CDs, auto and home loans, even specialty loans for generators and tornado shelters. It's community banking shaped around real Oklahoma needs. Members can also use Fluz to earn cashback and rewards on everyday spending, gift card purchases, and bill payments, stacking extra savings on top of Energize Credit Union's member-focused rates and personal service, whether you're paying bills or planning your next big purchase.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.