Energy People Credit Union
Earn up to 1.5% cashback at Energy People Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Energy People Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Founded in 1960 by PSE&G employees in Moorestown, Energy People Federal Credit Union now operates from Medford, New Jersey with over $16 million in assets and roughly 1,350 member-owners. Active and retired PSE&G workers and their relatives access savings, certificates, IRAs, vehicle loans, prepaid cards, and home banking.
Powering New Jersey's utility workers since 1960, Energy People Federal Credit Union was born when PSE&G employees pooled their savings to lend to one another at fair rates. Today it still serves PSE&G's active and retired workforce and their families with same-day loan decisions, IRAs, certificates, and evening phone support. Keep that energy going with Fluz! Buy digital gift cards through the Fluz app before you shop and collect cashback on essentials from groceries to home improvement. Stack those rewards alongside your credit union's low loan rates and your household budget gets a serious jolt of savings.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.