Energy Plus Credit Union
Earn up to 1.5% cashback at Energy Plus Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Energy Plus Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Energy Plus Credit Union is an Indianapolis-based credit union offering account services, bill pay, mobile deposit, and member support. Its name and local presence reflect an employer-rooted financial cooperative serving members with convenient banking access.
Energy Plus Credit Union provides member banking services from Indianapolis, Indiana. Its website includes account services, savings and checking resources, bill pay, mobile deposit disclosures, and contact information for its Morris Street branch. The credit union�s digital channels and mobile app support balance checks, transfers, bill payments, and loan payments, giving members practical account access beyond the branch.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.