Espeeco Federal Credit Union takes its distinctive name from the S.P. Co., the Southern Pacific railroad company whose Bakersfield employees founded it. Still headquartered on H Street in Bakersfield, California, this longstanding cooperative provides savings, checking, loans, and electronic services to its member families throughout Kern County.

Few credit unions have a name with as much backstory as Espeeco, coined from S.P. Co. by the Southern Pacific railroad workers who chartered it in Bakersfield. Decades later, this Kern County institution still runs on rails of trust, offering members solid dividends, affordable financing, and modern electronic services. Keep the momentum going at checkout: Fluz turns everyday purchases into instant cashback when you buy gift cards for the brands you love, from fast food to fuel. Railroad heritage taught Espeeco members the value of every dollar, and Fluz helps every one of those dollars work overtime.