Ewa Credit Union
Earn up to 1.5% cashback at Ewa Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Ewa Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Ewa Federal Credit Union traces its roots to Oahu's historic Ewa plantation era, serving the Ewa Beach community on Hawaii's leeward side for decades. This tight-knit island cooperative offers members share accounts, consumer loans, and personalized service that reflects genuine aloha spirit rather than mainland-style corporate banking.
From plantation-town beginnings to today's growing Ewa Beach, Ewa Federal Credit Union has stood by Oahu's leeward families through it all, offering fair loans, steady savings, and service delivered with true aloha. Life on the island isn't cheap, though, which is where Fluz shines. Download the app, buy gift cards for groceries, dining, gas, and online shopping, and earn instant cashback on it all. Every plate lunch, every Costco run, every back-to-school haul becomes a chance to earn. Members of Ewa FCU already bank smart; adding Fluz simply makes island living a little more rewarding.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.