Express Credit Union
Earn up to 1.5% cashback at Express Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Express Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Express Credit Union is a Washington State credit union with a community-development mission. It emphasizes fair, accessible accounts and loans, bilingual service, and practical digital tools for members who want affordable banking from a cooperative focused on financial inclusion.
Express Credit Union stands out because it is not only a credit union but also a community-focused financial institution serving Washington State residents. Its content should emphasize access: affordable accounts, bilingual support, fair lending, ITIN-friendly or inclusion-oriented service where applicable, and digital tools that make banking easier for members who may not fit traditional banking profiles. This merchant is best described through financial inclusion and economic justice rather than a standard list of banking products. Savings, loans, mobile banking, and bill pay still matter, but the differentiator is the community development mission.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.