Finanta Credit Union
Earn up to 1.5% cashback at Finanta Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Finanta Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Finanta Credit Union is the credit union arm of Finanta, a Philadelphia-based nonprofit CDFI that has spent more than three decades supporting immigrants, women, people of color, and underserved small business owners across eastern Pennsylvania, New Jersey, and Delaware. Headquartered on North 2nd Street in Philadelphia, it blends community development lending with modern retail banking access.
Finanta Credit Union grew out of a mission-driven nonprofit dedicated to leveling the financial playing field for immigrant families, women entrepreneurs, and communities long overlooked by traditional banks. It pairs ethical, personalized banking with real community investment across the greater Philadelphia region, offering guidance as much as it offers accounts. Open a checking or savings account, take out a small business loan, or simply use your Finanta debit card day to day, and you can also connect Fluz to your everyday spending here for extra cashback and rewards along the way.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.