First Financial Federal Credit Union traces its roots to 1936, when Asbury Park schoolteachers formed one of America's earliest credit unions (originally Monmouth County Teachers FCU, later Mon-Oc FCU). Headquartered in Freehold, New Jersey, it serves Monmouth and Ocean County residents with about $173 million in assets, roughly 15,000 members, and 4 branches.

First Financial Federal Credit Union has deep Jersey Shore roots � it started in 1936 when a group of Asbury Park schoolteachers pooled their savings during the Depression, and today it's still serving Monmouth and Ocean County families under the First Financial name it adopted in 2006. Whether you're making a loan payment, opening a share certificate, or buying a gift card for the holidays, open the Fluz app first. You can earn cashback and rewards on the everyday purchases and bill payments tied to your First Financial accounts, adding a little extra to your budget while banking with a credit union built on nine decades of community trust.