First Street Credit Union
Earn up to 1.5% cashback at First Street Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at First Street Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
First Street Federal Credit Union is a small, employer-based credit union headquartered in DeRidder, Louisiana, established in 1970. Membership is limited to employees of select area manufacturing employers (including PCA, BECI, Ingevity, Amerisafe, and Ampacet) and their families. It offers savings and checking accounts, auto loans, and online bill pay to roughly 3,300 members.
First Street Federal Credit Union has quietly served DeRidder, Louisiana since 1970, giving employees of the area's manufacturing employers � plus their families � a true not-for-profit alternative to the big banks. As a small, community-rooted credit union, members enjoy personal service, straightforward savings and checking accounts, competitive auto loan rates, and convenient online bill pay. Alongside everyday banking at First Street FCU, members can also use Fluz to earn extra cashback and rewards on everyday purchases, gift cards, and bill payments, turning routine spending into an easy way to save a little more each month.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.