Freedom First
Earn up to 1.5% cashback at Freedom First.
Pay with a virtual card and earn cashback.
Featured offer terms
Get 1.5% cashback on your purchases at Freedom First.
Offer valid while supplies last.
Offers are subject to change - check here before purchasing.
Freedom First Federal Credit Union was chartered in 1956 and is headquartered in Roanoke, Virginia. It serves members throughout Central and Southwest Virginia through roughly a dozen branches, offering checking, savings, auto and home loans, and business banking, guided by a mission of 'Helping People Prosper, Helping Communities Thrive.'
Freedom First Federal Credit Union has served Central and Southwest Virginia since 1956, growing into a community-focused institution with about a dozen branches around Roanoke and a mission built on helping people prosper and communities thrive. Whether you're making a loan payment, opening a savings account, or financing your next car, Freedom First treats you like a neighbor, not a number. When you bank with Freedom First or shop for gift cards through the Fluz app, you can earn cashback and rewards on everyday purchases, giving your money a little extra boost while supporting a credit union invested right in your own backyard.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.