Greater Central Texas Credit Union
Earn up to 1.5% cashback at Greater Central Texas Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Greater Central Texas Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Headquartered in Killeen, Texas, Greater Central Texas Federal Credit Union serves military families, civilians, and residents throughout the Fort Cavazos region and surrounding Central Texas communities. The credit union provides checking and savings accounts, consumer and auto loans, and mortgage products with a focus on personalized, community-based member service.
Greater Central Texas Federal Credit Union has built a reputation among Killeen-area families and Fort Cavazos service members as a friendly, local alternative to national banks, offering checking, savings, loans, and mortgages with a hometown touch. Members enjoy competitive rates and the kind of personal attention big banks rarely match. Bank with GCTFCU and layer on Fluz to earn cashback rewards whenever you load funds, use your debit card, or shop, adding an extra financial perk to the community-focused banking experience Central Texans already trust.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.