Hb Telco Credit Union
Earn up to 1.5% cashback at Hb Telco Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Hb Telco Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
HB Telco Federal Credit Union, rooted in Huron, South Dakota's telephone industry, has operated from Third Street SW for nearly seven decades. Membership extends to immediate family of current members, who benefit from savings and holiday accounts, affordable loans, online home banking, and annual $300 student scholarships.
In Huron, South Dakota, HB Telco Federal Credit Union proves small-town cooperatives still ring true. Born from the local telephone industry in the 1950s, it now serves member families with straightforward savings, holiday accounts, sensible loans, and even $300 scholarships for students heading to college. Prairie-practical members can dial up extra value with Fluz, earning instant cashback on everyday buys � fuel, groceries, dining, and gift cards for every celebration. Every Fluz reward is real money back, the perfect complement to a credit union built on thrift and neighborly trust. Connect your finances the Huron way: save locally, earn everywhere.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.