Healthcare First Credit Union
Earn up to 1.5% cashback at Healthcare First Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Healthcare First Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Based around Johnstown, Healthcare First Credit Union provides member-owned banking with a focus on accessible accounts, competitive lending, and personal service. Members can use the credit union for savings, checking, auto financing, home-related loans, and online account access tailored to local financial needs.
For members who want personal service and practical financial tools, Healthcare First Credit Union offers a cooperative banking experience across Johnstown. The credit union emphasizes value, accessibility, and relationship-based service, giving members options for deposits, lending, cards, digital banking, and financial guidance. Members can pair a Healthcare First Credit Union payment card with Fluz to stack extra rewards on everyday shopping, dining, travel, and gift card purchases where available.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.