HEMA Federal Credit Union takes its name from Healthcare Employees Mid-Atlantic, reflecting its 1969 founding to serve hospital and medical staff around Washington, D.C. Headquartered in Silver Spring, Maryland, it primarily serves MedStar-affiliated employees and their relatives, offering a not-for-profit alternative built specifically around the needs of healthcare workers.

HEMA Federal Credit Union was created back in 1969 specifically for the people who keep hospitals running: nurses, technicians, and healthcare staff across the Washington, D.C. area. Based in Silver Spring, Maryland and tied closely to MedStar employees, HEMA offers the kind of personalized savings, checking, and loan support that big banks rarely bother with for niche workforces. It's banking built around shift schedules and real financial needs. Connect your HEMA accounts to Fluz and you can start earning cashback on everyday spending and debit card use, adding a small bonus to the credit union that already has your back.