Founded in 1969 as OMC Employees Credit Union, this Charleston, Tennessee institution rebranded to Hiwassee River Credit Union in June 2025 to reflect a broader community charter beyond its original manufacturing-employer roots. It now serves residents throughout the Hiwassee River region with savings, checking, loans, and digital banking services.

What began decades ago as a workplace credit union for OMC employees has grown into Hiwassee River Credit Union, a community-focused cooperative open to residents throughout the region around Charleston, Tennessee. The rebrand reflects a bigger mission: friendly, local banking for anyone nearby. From opening a savings account to using your HRCU debit card for daily errands, banking here already feels personal � and linking your accounts with Fluz adds cashback rewards on top, so loading funds or everyday spending through Hiwassee River Credit Union earns you a little more every time.