H.P.C. Credit Union
Earn up to 1.5% cashback at H.P.C. Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at H.P.C. Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
H.P.C. Credit Union has served members since 1950 and operates full-service locations in Alpena and Mio, Michigan. It offers member benefits, e-services, shared branching, financial counseling, mortgages, online banking, and community-focused support.
H.P.C. Credit Union supports northern Michigan members with a strong local presence, including branches in Alpena and Mio. Since 1950, the credit union has grown into a community financial partner offering accounts, loans, mortgage resources, e-services, online banking, shared branching, and certified financial counseling. Its practical service model helps members handle both daily transactions and longer-term financial goals. By using an eligible H.P.C. Credit Union card with Fluz, members can earn extra cashback on qualifying purchases while continuing to bank locally.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.