Hudson Valley Credit Union, founded in 1963 as IBM Poughkeepsie Employees Federal Credit Union, is headquartered in Poughkeepsie, New York. It converted from a federal to a New York state charter in 2019. Open to residents, workers, students, and worshippers across 13 Hudson Valley and Capital Region counties, it holds over $8 billion in assets and 300,000+ members.

Bank with Hudson Valley Credit Union? Pair it with the Fluz app to earn cashback when you pay loans, cover bills, or buy gift cards. HVCU's story started in 1963 as IBM Poughkeepsie Employees Federal Credit Union, and it has grown into one of the region's largest cooperatives, converting to a New York state charter in 2019 and now running 40 branches across 13 counties from Dutchess to Albany. Whatever you're managing � a mortgage, an auto loan, or everyday checking � the Fluz app turns those routine transactions into real rewards, adding a little extra value to the banking relationship you already know well.