I.L.A. Local 1235 Credit Union
Earn up to 1.5% cashback at I.L.A. Local 1235 Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at I.L.A. Local 1235 Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
I.L.A. Local 1235 Federal Credit Union serves members of International Longshoremen's Association Local 1235, the union representing dockworkers at Port Newark, New Jersey. Now officed in Cranford, it provides share savings, personal, mortgage, and home equity loans, credit cards, bill pay, and mobile banking with federal insurance to $250,000.
Dockworkers move the cargo that keeps America stocked, and I.L.A. Local 1235 Federal Credit Union moves their money with the same muscle. Built for Port Newark longshoremen and their families, this New Jersey cooperative packs a full toolbox: home equity and mortgage loans, credit cards, mobile banking, and online bill pay. Between shifts, members can earn even more with Fluz, snagging cashback on gift cards for everything from coffee runs to holiday shopping. Union-strong banking backed by federal insurance, teamed with Fluz rewards on daily purchases, keeps your finances as sturdy as the port itself.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.